Being Independent

MN Consultancy Ltd is independent, privately owned and not tied or influenced by any products or providers, which means that our advice is always impartial. We provide fully independent advice on mortgages, savings, investments, pensions and tax planning.

Only an Independent Financial Adviser (IFA) will provide unbiased whole of market advice and guidance that is needed to make the best and most informed financial choices to suit your individual needs.

As IFA’s, we are not tied to any specific provider, we are not restricted to offering only a limited range of products as many of our competitors offer. When working with clients we look at the whole of the market and your individual circumstances before recommending solutions that best reflect your goals and personal attitudes to risk.

In our opinion, this allows us to provide you with a professional service that we are proud of, whether that is a mortgage, a new financial planning strategy, realigning an existing portfolio to your attitude to risk, or simply making sure everything is in the right place. We want to provide the best solutions to your individual needs and you can be sure that our recommendations are based on a review of the whole market, they will be bespoke to you and your future goals.

What are the benefits of working with an Independent Financial Adviser?

· The Financial Conduct Authority (FCA) regulates us to protect consumer rights. www.fca.org.uk

· There is no bias to any company or product, so we can make a fair and comprehensive analysis of relevant products available and recommend suitable products that meet your individual circumstances and future goals.

· We complete regular ongoing suitability and due diligence of product providers and options to make sure that you’re best positioned to meet your goals.

· Total transparency – we are fee-based advisers so there are no hidden costs.

· The ability to search the entire market for the best value solutions, including those with the best features and benefits to suit your on-going circumstances.

· Fully accredited and experienced in dealing with a variety of financial solutions.

· We are privately owned which means no outside influences from investment houses or providers.